1. This requires being aware of the terms and conditions of the card issued. Knowing your spending threshold allows you to plan ahead and make the most effective purchase choices to maximize the rewards and benefits available.1. This requires being aware of the terms and conditions of the card issued. Knowing your spending threshold allows you to plan ahead and make the most effective purchase choices to maximize the rewards and benefits available.1. This requires being aware of the terms and conditions of the card issued. Knowing your spending threshold allows you to plan ahead and make the most effective purchase choices to maximize the rewards and benefits available.1. This requires being aware of the terms and conditions of the card issued. Knowing your spending threshold allows you to plan ahead and make the most effective purchase choices to maximize the rewards and benefits available.