This float helps you to use your expenses very wisely. Paying the credit card bill completely before the expiry date is quite essential without which you might be able to avoid the late payment charge, interest on dues, etc.This float helps you to use your expenses very wisely. Paying the credit card bill completely before the expiry date is quite essential without which you might be able to avoid the late payment charge, interest on dues, etc.This float helps you to use your expenses very wisely. Paying the credit card bill completely before the expiry date is quite essential without which you might be able to avoid the late payment charge, interest on dues, etc.